🇩🇪 German Investment Planning

Germany Investment Calculator
2025

Calculate investment returns and retirement savings in Germany. Analyze DAX, German stocks, ETFs, and pension plans.

German Investment & Retirement Calculator

Calculate investment returns, compound growth, and retirement planning scenarios in Germany

Investment Projection Results

Initial Investment:€10,000
Total Contributions:€160,000
Expected Return:7.0%
Investment Growth:€245,500
Total Fees:€6,075
Final Value (Before Tax):€399,425
After-Tax Value:€338,512

Investment Summary

Your €10,000 initial investment plus €500 monthly contributions would grow to €399,425 over 25 years.

German Tax Note

Capital gains tax (Abgeltungssteuer) is 25% + solidarity surcharge. Riester and company pensions have different tax treatments.

German Investment Returns (Historical)

DAX Index

8.5%

Average annual return (20 years)

German Stocks

9.2%

Blue chip companies

World ETFs

7.8%

MSCI World diversified

Savings Account

1.5%

Current German rates

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German Market Focus

Specialized in DAX, German stocks, and local investment products

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Tax-Optimized

Consider German tax implications including Riester and company pensions

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Retirement Planning

Plan for German retirement with various investment and pension options