🇩🇪 German Banking

Germany Loan Calculator
2025

Calculate loan payments and interest for mortgages, personal loans, and car loans in Germany with current interest rates.

German Loan & Mortgage Calculator

Calculate monthly payments and total interest for your loan in Germany

Loan Calculation Results

Loan Amount:€250,000
Interest Rate:4.50%
Loan Term:25 years
Monthly Payment:€1,389
Total Interest:€166,700
Total Cost:€416,700

Loan Summary

Monthly payment of €1,389 over 25 years. Total interest: €166,700.

German Banking Note

Interest rates vary by bank, credit score, and loan type. Consider Schufa score impact on rates.

Typical German Interest Rates 2025

Mortgages

3.5% - 5.5%

Fixed-rate home loans

Personal Loans

4.5% - 12.0%

Unsecured loans

Car Loans

2.9% - 8.5%

Vehicle financing

Business Loans

3.0% - 10.0%

Commercial lending

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German Banks

Compare rates from major German banks and credit institutions

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Accurate Calculations

Precise loan calculations with German banking standards and practices

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Schufa Compliant

Consider German credit scoring system in your loan planning