Calculate your home loan affordability, bond repayments, and deposit requirements with the latest South African interest rates. Make informed property decisions today.
Calculate affordability or loan repayments with 2025 SA interest rates
Understanding South African home loan requirements will help you prepare for your bond application and increase your approval chances.
Typically 10-20% of property value
Max 30% of gross income for repayments
Minimum 600+ for best rates
Payslips, bank statements, ID