🇬🇧 2025/26 Tax Year

UK Tax Calculator
2025/26

Calculate your exact HMRC income tax, National Insurance, and student loan repayments with the latest 2025/26 UK tax rates, allowances, and brackets.

2025/26
Tax Year
HMRC
Compliant
£12,570
Tax Allowance
Free
Always

UK Tax Calculator 2025

Calculate your HMRC income tax with real-time results

£

Tax Allowances & Deductions

  • •Personal Allowance: £12,570 (tax-free)
  • •Basic Rate: 20% on income £12,571 - £50,270
  • •Higher Rate: 40% on income £50,271 - £125,140
  • •Additional Rate: 45% on income over £125,140
  • •National Insurance: 12% (£12,571-£50,270), 2% (over £50,270)
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Ready to Calculate

Enter your income above and click calculate to see your tax breakdown

2025/26 UK Tax Updates

Our calculator includes the latest HMRC tax rates, allowances, and National Insurance contributions for the 2025/26 tax year.

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HMRC Compliant

Official 2025/26 UK tax rates and allowances

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All Deductions

Income tax, National Insurance, student loans

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Personal Allowance

£12,570 tax-free allowance (2025/26)

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Multiple Plans

All student loan plans and pension schemes

2025/26 UK Tax Rates

Income Tax Bands

£0 - £12,5700%
£12,571 - £50,27020%
£50,271 - £125,14040%
£125,141+45%

National Insurance (Class 1)

£0 - £12,5700%
£12,571 - £50,27012%
£50,271+2%
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Key Allowances 2025/26

  • • Personal allowance: £12,570
  • • Higher rate threshold: £50,270
  • • NI lower earnings limit: £12,570