πŸ‡ΊπŸ‡Έ Student Loan Calculator

US Student Loan Calculator
2025

Calculate student loan payments, interest, and explore federal repayment plans including income-driven options.

US Student Loan Payment Calculator

Calculate payments for federal and private student loans with various repayment options

Loan Payment Analysis

Loan Amount:$50,000
Interest Rate:5.5%
Repayment Plan:Standard Repayment (10 years)
Monthly Payment:$0
Total Payment:$0
Total Interest:$0
Payoff Date:
Interest Savings:$0

Payment Summary

Federal Direct Loans with standard repayment (10 years) will cost $0/month and $0 in total interest.

Federal Student Loan Repayment Options

Standard Repayment

10 Years

Fixed payments, lowest total interest

Extended Repayment

25 Years

Lower monthly payments

Income-Driven

10-15%

Of discretionary income

Loan Forgiveness

20-25 Years

Remaining balance forgiven

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Federal & Private Loans

Calculate payments for all types of student loans with various repayment options

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Income-Driven Plans

IBR, PAYE, REPAYE, and ICR options based on income and family size

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Loan Forgiveness

Calculate potential forgiveness amounts and timeline for federal loans