Estimate your SARS tax refund or amount owing. Include retirement contributions, medical aid credits, and other deductions for accurate results.
Estimate your SARS tax refund for 2024/2025 tax year
From your IRP5 certificate
65+ and 75+ get additional rebates
R25/day deduction (max 210 days)
Contribute up to 27.5% of salary (max R350,000/year) to pension, provident, or RA funds. Get immediate tax savings at your marginal rate.
Claim medical aid credits + additional medical expenses above threshold. Keep all receipts for out-of-pocket medical costs.
Log business kilometers if you have travel allowance. Claim home office deduction if you work from home regularly.
Non-provisional taxpayers: 21 October 2025 (eFiling), 23 October 2025 (auto assessment).
Provisional taxpayers: 20 January 2026 (eFiling).
Your employer deducts PAYE (Pay As You Earn) from your salary monthly based on estimated tax. When you file your tax return, SARS calculates your actual tax. If you overpaid, you get a refund. If you underpaid, you owe SARS.
Submit IRP5 and deductions on eFiling or SARS MobiApp
Your actual tax is calculated with all deductions
Difference between tax paid and tax owed
Refunds usually paid within 72 hours if no audit
Up to 27.5% of salary (max R350,000/year) for pension, provident, and RA funds.
R364/month for main member, R364 for first dependent, R246 for each additional.
Claim R4.64/km for business travel if you have travel allowance and keep a logbook.
R25/day worked from home (simplified method) or actual costs if dedicated office.
SARS aims to pay refunds within 72 hours of assessment if your return is not selected for verification. Audited returns can take 21 business days or longer.
You must pay within the due date shown on your assessment. Late payment incurs interest and penalties. You can request a payment plan through eFiling if needed.
If you earn under R500,000 from one employer with no other income or deductions, you may not need to file. Check if you can accept an auto-assessment instead.
IRP5 from employer(s), retirement fund certificate (IT3a), medical aid certificate, logbook for travel claims, bank statements for interest earned.
This calculator provides an estimate only. Your actual assessment from SARS may differ based on additional factors. Consult a tax practitioner for complex tax situations.