Tax & SARS

SARS Tax Calculator South Africa 2026

Work out your income tax, PAYE, UIF and SDL on the latest 2026/2027 SARS tax tables. Enter your salary for an instant, accurate breakdown.

✓ Updated with 2026 rates•✓ Free & no sign-up•✓ Instant results

2026/27

Tax Year

100%

SARS Compliant

100K+

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SARS income tax & PAYE

Live estimate · 2025/2026 tax tables · PAYE · UIF · SDL

Annual gross income

R0 – R2,000,000 per year

Age

Annual medical aid contributions (optional)

Used to work out your medical tax credit

Annual pension / RA contributions (optional)

Deductible up to 27.5% of income (max R350,000)

Monthly take-home pay

R33 134

R8 356 PAYE + R177 UIF deducted per month

Monthly gross

R41 667

Annual income tax

R100 272

Effective tax rate

20.1%

Marginal tax rate

31%

On R41 667 per month you pay about R8 356 PAYE and R177 UIF, leaving R33 134 take-home per month— that's 79.5% of your gross salary.

Annual tax breakdown

Taxable incomeR500 000

Tax before rebatesR117 507

Tax rebate applied-R17 235

Final income taxR100 272

Contributions & net

UIF contribution (annual)R2 125

Total deductionsR102 397

Net income (annual)R397 603

Net income (monthly)R33 134

SARS tax brackets 2025/2026

Taxable income	Rate
R0 – R237,100	18%
R237,101 – R370,500	26%
R370,501 – R512,800	31%
R512,801 – R673,000	36%
R673,001 – R857,900	39%
R857,901 and above	45%

Tax rebates & contributions (2025/2026)

Primary rebate: R17,235 (under 65)
Secondary rebate: R9,444 (65 – 74 years)
Tertiary rebate: R3,145 (75 years and older)
UIF: 1% of salary, capped at R177.12 per month
SDL: 1% employer levy on payrolls above R500,000 (not deducted from your pay)

This is an independent estimate based on 2025/2026 SARS tax tables, not tax advice. Actual tax may vary with your full circumstances — consult a tax professional for personalised guidance.

SARS Tax Tables & Rates 2026/2027

Our calculator is fully updated with the latest SARS tax tables, rates, and rebates for the 2026/2027 tax year to ensure 100% accurate calculations.

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SARS Compliant

Official 2026/2027 tax tables and rates

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All Tax Types

Income tax, PAYE, UIF, SDL calculations

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Accurate Rebates

Primary, secondary, and tertiary rebates

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Monthly & Annual

Calculate both monthly and annual tax

South Africa PAYE Tax Brackets 2026/2027

R0 - R237,10018%

R237,101 - R370,50026%

R370,501 - R512,80031%

R512,801 - R673,00036%

R673,001 - R857,90039%

R857,901+45%

💡 Tax Rebates Included

• Primary rebate: R17,235 (under 65)
• Secondary rebate: R9,444 (65-74 years)
• Tertiary rebate: R3,145 (75+ years)

Frequently asked questions

Quick answers to the most common questions.

How is PAYE calculated in South Africa for 2026?

PAYE is calculated on your annual taxable income using the 2026/2027 SARS tax brackets, then the primary (and any age-based) rebate is subtracted. The result is divided across the year to give your monthly PAYE deduction. This calculator applies the official tables automatically.

How much must you earn to pay tax in South Africa?

For the 2026/2027 tax year, individuals under 65 only start paying income tax once their annual taxable income exceeds the tax threshold (the level at which the primary rebate cancels out the tax due). Below that threshold no PAYE is payable.

Does this calculator include UIF and SDL?

Yes. It shows PAYE (income tax) plus UIF (1% employee contribution, capped at the monthly ceiling). SDL is an employer levy of 1% of payroll and is shown for reference — it is not deducted from your salary.

What is the difference between PAYE and income tax?

Income tax is the total tax you owe SARS for the year. PAYE ("Pay As You Earn") is the monthly portion your employer withholds and pays over to SARS on your behalf, so your annual tax is settled gradually rather than in one payment.

Are the 2026/2027 SARS rates up to date in this tool?

Yes — the brackets, rebates, thresholds and UIF ceiling are updated to the latest figures published by SARS for the 2026/2027 tax year.