💼 Unemployment Insurance Fund Calculator

UIF Calculator
South Africa 2025

Calculate your UIF contributions and unemployment benefits. Find out how much you'll receive if retrenched, on maternity leave, or claiming illness benefits.

1%
Contribution Rate
R17,712
Monthly Ceiling
365 Days
Max Benefit Period
Free
Calculator

UIF Calculator South Africa

Calculate UIF contributions and unemployment benefits

UIF ceiling: R17,712/month (2024/2025)

UIF Contribution Rates

  • • Employee: 1% of gross salary
  • • Employer: 1% of gross salary
  • • Total: 2% of gross salary
  • • Maximum ceiling: R17,712/month

How to Claim UIF Benefits

1

Register on uFiling

Create account at www.ufiling.co.za

2

Submit Application

Upload ID, UI-19 form, bank statement

3

Get UI-19 from Employer

Employer must provide service record

4

Visit Labour Centre

May need to register as job seeker

5

Wait for Approval

Processing takes 2-6 weeks

6

Receive Payment

Paid monthly into bank account

Important: You must claim within 6 months of becoming unemployed. Keep copies of payslips and employment contracts. Contact the UIF call centre at 012 337 1680 for assistance.

What is UIF?

The Unemployment Insurance Fund (UIF) provides short-term financial relief to workers who become unemployed, are on maternity/adoption leave, or are unable to work due to illness. Both employers and employees contribute 1% each of the employee's salary.

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2% Total Contribution

1% from employee + 1% from employer monthly

📊

R17,712 Ceiling

Maximum monthly earnings for UIF calculation

📅

Up to 365 Days

Maximum benefit period based on credit days

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Multiple Benefits

Unemployment, maternity, illness, adoption

UIF Benefit Types

Unemployment Benefits

For workers who are retrenched, dismissed, or whose contract ended. Up to 365 days based on credits.

Maternity Benefits

Up to 121 days (17.32 weeks) for pregnant women. Claim from 4 weeks before due date.

Illness Benefits

For extended illness preventing work. Medical certificate required. Up to 238 days.

Adoption Benefits

Up to 121 days for adoptive parents. Same as maternity benefits.

Income Replacement Rate

  • • Lower earners: 60% replacement rate
  • • R5,000-R10,000: 50% replacement rate
  • • R10,000-R15,000: 45% replacement rate
  • • Higher earners: 38% replacement rate

Frequently Asked Questions

How long after losing my job can I claim UIF?

You must claim within 6 months of becoming unemployed. Register as a work seeker and apply on uFiling (www.ufiling.co.za) or at your nearest Department of Labour office.

How are credit days calculated?

You earn 1 credit day for every 4 days worked while contributing to UIF. Maximum is 365 credit days (about 4 years of continuous employment). Only contributions in the last 4 years count.

Can domestic workers claim UIF?

Yes! Since April 2003, domestic workers must be registered for UIF by their employers. They are entitled to the same benefits as other workers.

What documents do I need to claim?

ID document, UI-19 form from employer, UI-2.7 form (proof of banking), last payslip, service certificate, and appointment letter for new job seekers.