Calculate Capitec personal loans, credit facilities, GlobalOne bank fees, fixed deposits, and Access home loans with current 2025 interest rates and fees.
Calculate loans, savings & bank fees with South Africa's largest bank
Annual: R708
Interest on Balance:
Earn 8% interest on positive balances over R25,000
Capitec is South Africa's largest retail bank with over 21 million active clients. Known for simplicity, transparency, and competitive rates.
Most customers in South Africa
R59/month GlobalOne account fee
Award-winning mobile banking app
Loan decisions in minutes
R59/month • Free digital banking • Interest on balance
R1,000 - R250,000 • 19.5% p.a. • 6-84 months
R100K - R5M • 11.75% p.a. • 5-20 years
9.25% p.a. • Minimum R10,000 • 1-60 months