How much can I borrow from Capitec? Calculate personal loan repayment, credit facility, GlobalOne fees, fixed deposit and Access home loan with current 2026 rates.
Calculate loans, savings & bank fees with South Africa's largest bank
Annual: R708
Interest on Balance:
Earn 8% interest on positive balances over R25,000
Capitec is South Africa's largest retail bank with over 21 million active clients. Known for simplicity, transparency, and competitive rates.
Most customers in South Africa
R59/month GlobalOne account fee
Award-winning mobile banking app
Loan decisions in minutes
R59/month • Free digital banking • Interest on balance
R1,000 - R250,000 • 19.5% p.a. • 6-84 months
R100K - R5M • 11.75% p.a. • 5-20 years
9.25% p.a. • Minimum R10,000 • 1-60 months
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