South Africa Financial Tools & Calculators

Calculate your exact SARS income tax, PAYE, UIF, and SDL with the latest 2025/2026 tax tables and rebates

Calculate 15% VAT on goods and services. Add or remove VAT from prices instantly

Calculate CGT on property, shares, and investments with R40K annual exclusion

Calculate tax on Bitcoin, Ethereum, and cryptocurrency profits in South Africa

Calculate provisional tax payments for freelancers and self-employed South Africans

Calculate estate duty (death tax) with R3.5M abatement and spouse deductions

Estimate your SARS tax refund with deductions, rebates, and medical credits

Calculate employee take-home pay with PAYE, UIF, pension, and medical aid deductions

Calculate UIF contributions and unemployment benefits. 1% rate, R17,712 ceiling

Calculate overtime pay at BCEA rates - 1.5x weekday, 2x Sunday & public holidays

Calculate annual leave, sick leave, family leave entitlements. BCEA compliant

Plan retirement with 27.5% tax deduction. Project pension fund growth

Calculate severance pay, retrenchment packages. BCEA minimum, tax implications

Calculate net salary from gross income with all SA tax and deductions

Calculate transfer duty, bond costs, attorney fees, and all property transfer costs

Calculate home loan affordability and monthly bond repayments at 11.75% prime rate

Calculate rental yields, property investment returns, and cash flow for SA real estate

Calculate personal loan repayments with NCR-compliant fees. Compare bank rates

Calculate vehicle finance with balloon payments. Compare new vs used car rates

General loan calculator for home loans, personal loans, and vehicle finance

Calculate debt consolidation savings and monthly payment reductions

Capitec-specific calculators for personal loans, savings, and credit facilities

FNB-specific calculators for home loans, personal loans, and investments

Standard Bank calculators for mortgages, personal loans, and investments

Calculate credit card payoff time and interest. Compare minimum vs fixed payments

Calculate fixed deposit returns with compound interest. Compare bank rates

Calculate Tax-Free Savings Account growth with R36K annual limit and R500K lifetime cap

Calculate compound interest, unit trusts, and JSE stock investment returns

Plan retirement savings, pension contributions, and retirement annuity

Calculate inflation impact on your money. Historical SA CPI rates & purchasing power

Compare life insurance, medical aid, and short-term insurance premiums

Compare insurance quotes from top SA insurers - Discovery, Sanlam, Old Mutual

Calculate solar panel ROI, battery backup costs, and loadshedding savings

Calculate fuel costs and travel expenses with current SA petrol prices

Calculate CIPC registration costs, company setup fees, and Pty Ltd costs