South African financial calculators & tools
35+ free calculators for tax, PAYE, property, loans and savings — accurate, mobile-friendly, and updated for the 2026/2027 tax year.
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Calculate your exact SARS income tax, PAYE, UIF, and SDL with the latest 2026/2027 tax tables and rebates
Tax & SARSCalculate 15% VAT on goods and services. Add or remove VAT from prices instantly
Tax & SARSCalculate CGT on property, shares, and investments with R40K annual exclusion
Tax & SARSEstimate your SARS tax refund with deductions, rebates, and medical credits
Tax & SARSCalculate employee take-home pay with PAYE, UIF, pension, and medical aid deductions
EmploymentCalculate UIF contributions and unemployment benefits. 1% rate, R17,712 ceiling
EmploymentCalculate overtime pay at BCEA rates - 1.5x weekday, 2x Sunday & public holidays
EmploymentCalculate annual leave, sick leave, family leave entitlements. BCEA compliant
EmploymentPlan retirement with 27.5% tax deduction. Project pension fund growth
EmploymentCalculate transfer duty, bond costs, attorney fees, and all property transfer costs
PropertyCalculate home loan affordability and monthly bond repayments at 11.75% prime rate
PropertyCalculate personal loan repayments with NCR-compliant fees. Compare bank rates
BankingCalculate vehicle finance with balloon payments. Compare new vs used car rates
BankingCalculate credit card payoff time and interest. Compare minimum vs fixed payments
BankingCalculate fixed deposit returns with compound interest. Compare bank rates
BankingCalculate Tax-Free Savings Account growth with R36K annual limit and R500K lifetime cap
InvestmentCalculate inflation impact on your money. Historical SA CPI rates & purchasing power
InvestmentCalculate solar panel ROI, battery backup costs, and loadshedding savings
UtilitiesEvery calculator
Calculate your exact SARS income tax, PAYE, UIF, and SDL with the latest 2026/2027 tax tables and rebates
Tax & SARSCalculate 15% VAT on goods and services. Add or remove VAT from prices instantly
Tax & SARSCalculate CGT on property, shares, and investments with R40K annual exclusion
Tax & SARSCalculate tax on Bitcoin, Ethereum, and cryptocurrency profits in South Africa
Tax & SARSCalculate provisional tax payments for freelancers and self-employed South Africans
Tax & SARSCalculate estate duty (death tax) with R3.5M abatement and spouse deductions
Tax & SARSEstimate your SARS tax refund with deductions, rebates, and medical credits
Tax & SARSCalculate employee take-home pay with PAYE, UIF, pension, and medical aid deductions
EmploymentCalculate UIF contributions and unemployment benefits. 1% rate, R17,712 ceiling
EmploymentCalculate overtime pay at BCEA rates - 1.5x weekday, 2x Sunday & public holidays
EmploymentCalculate annual leave, sick leave, family leave entitlements. BCEA compliant
EmploymentPlan retirement with 27.5% tax deduction. Project pension fund growth
EmploymentCalculate severance pay, retrenchment packages. BCEA minimum, tax implications
EmploymentCalculate net salary from gross income with all SA tax and deductions
EmploymentCalculate transfer duty, bond costs, attorney fees, and all property transfer costs
PropertyCalculate home loan affordability and monthly bond repayments at 11.75% prime rate
PropertyCalculate rental yields, property investment returns, and cash flow for SA real estate
PropertyCalculate personal loan repayments with NCR-compliant fees. Compare bank rates
BankingCalculate vehicle finance with balloon payments. Compare new vs used car rates
BankingGeneral loan calculator for home loans, personal loans, and vehicle finance
BankingCalculate debt consolidation savings and monthly payment reductions
BankingCapitec-specific calculators for personal loans, savings, and credit facilities
BankingFNB-specific calculators for home loans, personal loans, and investments
BankingStandard Bank calculators for mortgages, personal loans, and investments
BankingCalculate credit card payoff time and interest. Compare minimum vs fixed payments
BankingCalculate fixed deposit returns with compound interest. Compare bank rates
BankingCalculate Tax-Free Savings Account growth with R36K annual limit and R500K lifetime cap
InvestmentCalculate compound interest, unit trusts, and JSE stock investment returns
InvestmentPlan retirement savings, pension contributions, and retirement annuity
InvestmentCalculate inflation impact on your money. Historical SA CPI rates & purchasing power
InvestmentCompare life insurance, medical aid, and short-term insurance premiums
InsuranceCompare insurance quotes from top SA insurers - Discovery, Sanlam, Old Mutual
InsuranceCalculate solar panel ROI, battery backup costs, and loadshedding savings
UtilitiesCalculate fuel costs and travel expenses with current SA petrol prices
UtilitiesCalculate CIPC registration costs, company setup fees, and Pty Ltd costs
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