📈 Wealth Building Tool

SA Investment Calculator
2025

Calculate investment growth, compound interest, and portfolio returns for South African investments. Plan your wealth building journey with JSE, unit trusts, and offshore options.

120K+
Active Investors
10-15%
JSE Average Return
TFSA
Tax Free Savings
2025
Updated Rates

📈 South African Investment Calculator

Calculate investment growth, compound interest, and wealth building potential

Mixed portfolio approach

One-time initial investment amount

Regular monthly investment amount

How long will you invest for?

Expected annual return percentage

SA Investment Options

South Africa offers diverse investment opportunities from JSE stocks to unit trusts, ETFs, and offshore investments. Understanding your options is key to building wealth.

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JSE Stocks & ETFs

Direct equity exposure to SA companies

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Unit Trusts

Professionally managed diversified funds

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Offshore Investments

Global exposure via TFSA or RA

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Tax-Free Savings

R36,000 annual TFSA contribution limit

Investment Strategies 2025

Start EarlyEssential

Compound interest multiplies over time

Dollar Cost AverageEssential

Regular monthly investments reduce risk

Diversify PortfolioEssential

Mix local and offshore investments

Use TFSA FirstEssential

Tax-free growth on R36k per year

Low-Cost ETFsEssential

Minimize fees, maximize returns

Long-Term FocusEssential

10+ year horizon for best results

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Investment Reality Check

  • • JSE has delivered 15%+ annual returns over 20+ years
  • • R1,000/month from age 25 can grow to R10M+ by retirement
  • • Offshore exposure helps protect against rand weakness
  • • Time in market beats timing the market