πŸ‡ΏπŸ‡¦ South African Insurance Market

South Africa Insurance
Comparison 2025

Compare life, motor, home, medical aid, and funeral cover from Sanlam, Discovery, Old Mutual, and other top South African insurers.

South African Insurance Comparison Tool

Compare quotes from Sanlam, Discovery, Old Mutual, Momentum, Liberty, and more

Insurance Quote Results

Insurance Type:Life Insurance
Coverage Amount:R1,000,000
Provider:Sanlam
Province:Gauteng
Monthly Premium:R0
Annual Premium:R0
Total Cost (20 years):R0

Coverage Details

Key Benefits

Recommendation

South African Insurance Scenarios

Simulate real South African scenarios to understand your insurance coverage

Critical Illness Diagnosis

Cancer diagnosis requiring R500,000 treatment

Lump sum payout for treatment and recovery

Hijacking Incident

Vehicle hijacked, R250,000 vehicle stolen

Vehicle replacement and trauma counseling covered

House Fire

Electrical fire damages 60% of home contents

Contents replacement and alternative accommodation

Private Hospital Stay

Emergency surgery requiring 5-day private hospital stay

Medical aid covers hospital and specialist fees

Work-Related Injury

Accident causes 40% disability, unable to work

Monthly income replacement for rehabilitation period

Family Bereavement

Sudden death requiring funeral arrangements

Funeral costs and family support covered

Claim Process

Policy Exclusions

South African Insurance Market 2025

Life Insurance

R2.1T

Assets under management, Sanlam and Old Mutual leading

Motor Insurance

R65B

Annual premiums, Santam and Outsurance popular

Medical Aid

16%

Population coverage, Discovery Health leading

Funeral Cover

85%

Household penetration rate across SA